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Financial support for businesses

Looking for funding to start up or develop a business? Here you'll discover a range of funding opportunities open to businesses in West Lancashire.



Start-Up Loans UK

Start-Up Loans UK is a government run initiative offering loans to young entrepreneurs. This scheme is aimed at 18-30 year olds, who are living in England and looking for finance to start a business.


There are a number of organisations delivering this scheme across the UK, and two local deliverers are listed below:


MSIF Start-Up Loans

Merseyside Special Investment Fund (MSIF) (external link) is a local delivery partner for Start-Up Loans UK, a government backed national initiative aimed at ambitious 18-30 year olds who want to start up their own business.


For further details and information about eligibility, contact the Economic Regeneration team on 01695 712692 or email info.edu@westlancs.gov.uk


Lancashire Community Finance

Lancashire Community Finance (external link) is also delivering the government’s Start-Up Loans programme, providing business support, mentoring and loans to young entrepreneurs.   Anyone aged 18-30 with a business idea in Lancashire and surrounding areas can apply for a loan. For further information about the scheme contact the Economic Regeneration team on 01695 712692 or email info.edu@westlancs.gov.uk


Funding Circle

The Funding Circle is an online loans marketplace that enables businesses to borrow £5,000 to £500,000 directly from real people in the UK.


Business loans include unsecured loans from £5,000 to £100,000 (may require a director guarantee), secured loans from £100,000 to £500,000 (debenture held as security) and large asset finance loans from £50,000 to £1,000,000 (asset held as security).


Eligibility criteria and other conditions apply. To find out more visit Funding Circle (external link)


Your local bank

If you are looking to finance your business, have you considered speaking with a Relationship Manager at your local bank?
Banks can offer practical solutions and a range of products to support your business venture, whether it be business growth or asset purchase and potentially can help you to secure vital 'match funding' for other funding programmes detailed within these business pages.  Banks have access to a range of services, including Enterprise Finance Guarantee (external link), bank funding may often appear costly, however there are potential solutions to this issue. For example RBS are fully signed up to the Bank of England/HM Treasury Funding for Lending scheme (external link), which aims to address this issue.

Access to finance NW

Access to Finance NW (external link) offer an impartial, independent and free service to eligible small to medium size enterprises (some sector restrictions apply). The service is individually tailored to meet the needs of your company, helping to match your business with the right finance.  Businesses must meet the definition of a small to medium enterprise, and be based in the North West of England. Retail businesses are excluded from the support from The North West Fund and the Access to Finance NW Service.


Sefton and West Lancashire Visitor Economy Project

Sefton Council and West Lancashire Borough Council have successfully secured funding from the Local Sustainability Transport Fund to deliver a visitor economy project across the two councils, in partnership with West Lancashire CVS and Sefton CVS. The area covers the Sefton coast from Waterloo to Southport, and inland to incorporate western parts of West Lancashire, including Ormskirk and Burscough.


The funding will concentrate on 5 key elements:


  • Leisure routes and facilities
  • Improved facilities for walking and cycling
  • Developing and promoting the visitor offer
  • Southport Cycle Hire
  • Southport eastern park and ride

For further information visit: VISIT Sefton and West Lancashire (external link)


Climate change

There are a range of local and national schemes offering help and funding for businesses. Visit our climate change pages to find out more.



Rosebud is a complete financial solution whether as a loan or equity based investment. Support is available for businesses whether they are setting up or expanding especially where projections demonstrate ambition, growth and innovation.


The finance is available to those located, or thinking of relocating, to Lancashire County Council administrative areas. Rosebud is not just finance, it also offers support and advice from mentors, non-executive directors and other professionals.

Web: Rosebud (external link)

Tel: 01772 536652


Business Finance North West

Specialising in providing loan finance for start-ups and existing businesses looking to develop to the next level. 

Tel: 01204 391400

Web: Business Finance North West (external link)


Resource Efficiency Programme

Groundwork Pennine Lancashire are currently offering free advice and support to businesses on how to improve resource efficiency. For further details about the programme visit Groundwork Pennine Lancashire (external link)


Download a case study on Cleanbake Ltd (Adobe PDF format, 1.2mb), a local bakery refurbishment business who have recently been supported by the Resource Efficiency Programme.


Related information

Last Updated: 3/17/2014

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West Lancashire Borough Council, 52 Derby Street, Ormskirk, West Lancashire L39 2DF
Tel: 01695 577177 | Email: customer.services@westlancs.gov.uk