Looking for funding to start up or
develop a business? Here you'll discover a range of
funding opportunities open to businesses in West Lancashire.
Start-Up Loans UK
Start-Up Loans UK is a government run initiative offering loans
to young entrepreneurs. This scheme is aimed at 18-30 year olds,
who are living in England and looking for finance to start a
There are a number of organisations delivering this scheme
across the UK, and two local deliverers are listed below:
MSIF Start-Up Loans
Merseyside Special Investment Fund (MSIF)
(external link) is a local delivery partner for
Start-Up Loans UK, a government backed national initiative aimed at
ambitious 18-30 year olds who want to start up their own
For further details and information about eligibility, contact
the Economic Regeneration team on 01695 712692 or email firstname.lastname@example.org
Lancashire Community Finance
Finance (external link) is also delivering the government’s
Start-Up Loans programme, providing business support, mentoring and
loans to young entrepreneurs. Anyone aged 18-30 with a
business idea in Lancashire and surrounding areas can apply for a
loan. For further information about the scheme contact the
Economic Regeneration team on 01695 712692 or email email@example.com
The Funding Circle is an online loans
marketplace that enables businesses to borrow £5,000 to £500,000
directly from real people in the UK.
Business loans include unsecured loans from
£5,000 to £100,000 (may require a director guarantee), secured
loans from £100,000 to £500,000 (debenture held as security) and
large asset finance loans from £50,000 to £1,000,000 (asset held as
Eligibility criteria and other conditions
apply. To find out more visit Funding Circle (external
Your local bank
If you are looking to finance your
business, have you considered speaking with a Relationship
Manager at your local bank?
Banks can offer practical solutions
and a range of products to support your business venture,
whether it be business growth or asset purchase and
potentially can help you to secure vital 'match funding' for other
funding programmes detailed within these business pages.
Banks have access to a range of services, including Enterprise Finance Guarantee (external
bank funding may often appear costly, however there are
potential solutions to this issue. For example RBS are fully
signed up to the Bank
of England/HM Treasury Funding for Lending scheme (external
, which aims to address this issue.
Access to finance NW
Access to Finance NW (external link)
offer an impartial, independent and free service to eligible small
to medium size enterprises (some sector restrictions
apply). The service is individually tailored to meet the
needs of your company, helping to match your business with the
right finance. Businesses must meet the definition of a small
to medium enterprise, and be based in the North West of
England. Retail businesses are excluded from the support from
The North West Fund and the Access to Finance NW Service.
Sefton and West Lancashire Visitor Economy Project
Sefton Council and West Lancashire Borough Council have
successfully secured funding from the Local Sustainability
Transport Fund to deliver a visitor economy project across the two
councils, in partnership with West Lancashire CVS and Sefton
CVS. The area covers the Sefton coast from Waterloo to
Southport, and inland to incorporate western parts of West
Lancashire, including Ormskirk and Burscough.
The funding will concentrate on 5 key
- Leisure routes and facilities
- Improved facilities for walking and
- Developing and promoting the visitor
- Southport Cycle Hire
- Southport eastern park and ride
For further information visit Sefton Council (external
There are a range of local and national schemes
offering help and funding for businesses. Visit our climate
change pages to find out more.
Rosebud is a complete financial solution whether as a loan or
equity based investment. Support is available for businesses
whether they are setting up or expanding especially where
projections demonstrate ambition, growth and innovation.
The finance is available to those located, or thinking of
relocating, to Lancashire County Council administrative areas.
Rosebud is not just finance, it also offers support and advice from
mentors, non-executive directors and other professionals.
Rosebud (external link)
Tel: 01772 536652
Business Finance North West
Specialising in providing loan finance for start-ups and
existing businesses looking to develop to the next level.
Tel: 01204 391400
Web: Business Finance North West
Resource Efficiency Programme
Groundwork Pennine Lancashire are currently offering free
advice and support to businesses on how to improve resource
efficiency. For further details about the programme visit
Pennine Lancashire (external link)
Download a case study on Cleanbake Ltd (Adobe
PDF format, 1.2mb), a local bakery refurbishment business
who have recently been supported by the Resource Efficiency