West Lancashire Borough Council Homepage

Moving: Finding a home

 Whether you're buying or renting a house, it's important to make sure it's the right thing for you. The BBC's Property website (external link) website offers a lot of information, from getting a mortgage to planning your move and making home improvements.

 

Research the area

Find out about:

Finding estate agents and planning your move

These sites give helpful information about moving, list local estate agents and offer advice about planning your move:

Financial advice

There are many mortgage providers around that all want your business. Shop around to find a mortgage that best suits your circumstances, don't just take the first offer.

There are a number of hidden charges to consider when moving house, like:
  • Stamp Duty: A property that costs more than £60,000 will attract stamp duty. Stamp duty is a government tax on property purchases, which is usually itemised with your solicitor's bill.
  • Arrangement Fees: The arrangement fee covers the administrative expenses involved in setting up your home loan.
  • Valuation Fee: It is strongly recommended that you have a thorough survey carried out on the property you are going to buy, as this will tell you about its condition and highlight any specific problems. There are three types of survey available and your mortgage provider will arrange one of these for you.
  • Legal Fees: You'll need a solicitor to help you through the legal aspects of buying a house. Fees can vary, so it might be worth getting quotations from two or three different firms.

Related information

Last Updated: 4/16/2013

Popular tasks
Here to help
Here to listen
Ideas to inspire
Your West Lancs

Enter your house, street or postcode to find information about where you live

 

West Lancashire Borough Council, 52 Derby Street, Ormskirk, West Lancashire L39 2DF
Tel: 01695 577177 | Email: customer.services@westlancs.gov.uk