Regardless of how much debt you have, there are many ways to get help. There are several agencies that can assist with debt issues. Some of these are listed below:
Debts can be classed as either priority or non-priority. This means that priority debts - such as your rent and council tax arrears - can result in you losing your home or belongings. Non priority debts - such as catalogues and credit cards - can negatively affect your credit file.
Below is an example of the main priorities when managing your budget:
Options available if you are struggling with debt:
Knowsley Credit Union adopts a sensible lending policy. Visit the Knowsley Mutual CU (external link) for more information or call 0151 545 3380 to make an appointment.
Don’t suffer in silence. Report a loan shark problem and get help:
Information for where you live